GPF Advance/Withdrawal Eligibility Calculator

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West Bengal GPF Advance/Withdrawal Rules

Eligibility: Permanent/temporary WB govt employees with ≥1 yr service for advances; ≥15 yrs or within 10 yrs of retirement for withdrawals.
Refundable Advance: Up to 50% of GPF balance or 3 months’ pay for education, marriage, etc.; 75% for illness. Repayable in 24-40 installments.
Non-Refundable Withdrawal: Up to 75% of GPF balance or 12 months’ pay for education, marriage, consumer durables; 90% for illness, housing, or within 2 yrs of retirement.
Final Withdrawal: 100% of GPF balance at retirement, resignation, or death.
Conditions: Max 2 advances/withdrawals per yr with 6-month gap. Submit Form 10A (or 10B for nominees) and DDO certificate.
Taxation: Contributions up to ₹5L/yr tax-exempt under Section 80C. Interest above ₹5L taxable.

Contact your DDO or Accountant General (A&E), West Bengal, for balance verification or form submission.

GPF Withdrawal Calculator for West Bengal Government Employees

Use our free GPF withdrawal calculator WB to check eligibility for General Provident Fund advances or withdrawals. Plan for education, marriage, housing, or medical emergencies with accurate results based on West Bengal GPF rules.

Why Use Our GPF Calculator?

Accurate: Precise results based on GPF balance, years of service, and purpose.
Easy: Instant eligibility for refundable advances and non-refundable withdrawals.
WB-Specific: Tailored to West Bengal GPF rules.
Free: No signup, available 24/7 on wbcalculator.com.

How to Check GPF Loan Eligibility in West Bengal

Our GPF loan eligibility WB calculator shows if you qualify for a refundable advance. Input GPF balance, purpose, years of service, and monthly emoluments to see max advance and repayment terms. Employees with 1+ yr of service can borrow up to 50% of GPF balance or 3 months’ pay; 75% for medical emergencies.

Steps to Use

Enter GPF balance (via IFMS portal or DDO).
Select purpose (e.g., marriage, housing).
Input years of service and monthly emoluments.
Click "Calculate" for results.

Explore tools like our Form 16 generator or income tax calculator on wbcalculator.com!